Saturday, July 6, 2013

The average car payment in America today is around $400 per month...


...I want a payment of ≈$250 per month

1.       save that $250 for four ≈$1,000 saved up toward a car
2.       Now, drive this car for one year
a.        during which time you spend another $1,000 in car repairs
b.       continue to save up that $250 per month.

3.       After driving the 'crap car' for one year
a.       you have saved up $3,000 in cash,
b.      spent $1,000 of it in car repairs
c.       have a car worth $800.
d.      THE RESULT: $3,000 - $1,000 + $800 = $2,800.
e.      NOW you already have $2,800 to put toward your next car!

4.       So, now you go out and buy yourself a $2,800 used car.
a.       drive it for one year
b.      continue to save up your $250 per month

5.       After that year
a.       $3,000 saved up
b.      $800 in car repairs
c.       Car worth $2,300
d.      THE RESULTS: $3,000 - $800 + $2,300 = $4,500.
e.      Now you can go out and pay cash for a $4,500 car.

6.       A $4,500 car is quite a step up from the 'crap car' we started with. Since this is a bit nicer car, let's drive this one for two years instead of one.
a.       After those two years
b.      Saved up $6,000
c.       spent $1,400 in car repairs
d.      sell the car for $3,000
e.      THE RESULT: $6,000 - $1,400 + $3,000 = $7,600!
f.        You go out and buy a pretty nice, used, $7,600 car and drive it for three years.

7.       In those three years, you've saved up $9,000 had $2,000 in car repairs, and sell the car for $5,000. $9,000 - $2,000 + $5,000 = $12,000!

SPECIAL THANKS --> --> http://www.eclecticsite.com/buyingacar.html

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