Why Passive Income?? Money Declarations & Decisions

Money Declarations & Decisions
Risk comes from NOT knowing what you're doing.

I WILL take calculated and prayerfully safe risks =)

I will be fully retired by age 50!!

1. Why do I want to earn passive income?

• I want to be free. 
• I don't want to wait for the perfect time to buy a home.
• I want to be able to provide for my daughter's education, needs, scholastic duties
• I will make life decisions without the need to wait up or to save up or pay unnecessary dues.
• I want a home with pets that are fully insured and provided for.

2. How much passive income will it take for me to be financially free? (all bills covered)

• rent/mortagage $1500/month
• insurance/6 months $2000 approx. $333/month
• car payment $300/month
• gas money $75/month
• utilities $75/month
• phone $75/month
• clothes and shoes money $75/month
• savings $200/month
• KUMON $200/month
• family health insurance $300/month
• debt payments $400/month
• Grand Total Approximately $3600

3. What would you do with you time if you did not have to work?

• pursue all of my academic endeavors... my PhD in Mechanical Engineering
• travel with my family throughout the united states for 2 weeks at a time
• develop education endowment for my family
• take dance and guitar classes
• spend quality time with my daughter
• meditate, pray, achieve true nirvana
• setup/contribute to arts inspired aftercare programs 
• i would NEVER RETIRE!! (i'm already living my dream)

4. How much money would you love to save passively?

• I would love to save a minimum of $7000/week = $28000/month = $364000/year

Multiple Streams of Income... 2019 Edition

I am pursuing multiple streams of income!!

1. teespring.com t-shirt designs
2. rental properties - get a duplex and airBNB
3. set up drop shipping store
4. investment portfolio that receives dividends
5. document my weight loss journey and sell eBook

Miscellaneous Goals

This IS what i really wanna do

1. Discernment... Spiritual, Emotional, Financial
2. Play the Acoustic Spanish Guitar
• https://www.google.com/search?q=how+to+restring+a+guitar&rlz=1C1CHBF_enUS783US783&oq=how+to+restring+&aqs=chrome.0.0j69i57j0l4.6363j0j7&sourceid=chrome&ie=UTF-8#kpvalbx=1
3. Be in a Music Video
4. Compete and win a ballroom dance competition... latin style
5. Long hair that is MINE!!
6. PhD Mechanical Engineering and inspire minorities... women and flavors alike
• robotics lab... work in one
• architecture degree... because its interesting and awesome
7. walk and talk with God in the cool of the day
1. be for real on one accord with GOD... like always
8. Fluent in Spanish and italian
9. Travel the World and the USA
• minimum 2 trips a year
10. Be independent of $$$ by maintaining more than enough
11. Be a MULTIMILLIONARE
• work from home until i can get my own office
12. Scholarship Fund for women by age group
• 20's... 25% of tuition
• 30's... 50% of tuition
• 40's... 75% of tuition
• 50's and beyond... get a full ride
13. Mentors for college students with MANDATORY bi-weekly check-in
• one meeting MUST be face to face!!
14. Churches for College Students -- reinforce or establish these programs
15. Set up trust fund for my family
• 1st time homeowners
• family improvement funds... biger houdsse for bigger family
• college for my descendents

awesomely awesome and cheap leave in condishioner!!

Awesome Leave In Conditioner!!

I use a small 2oz. container.

Here are the ingrdeients

• Aloe Vera Gel
• Random Essential Oil
• Random Essential Oil
• Jojoba Oil
• Vegetable Glycerin (optional)

1. Fill up 50% of the bottle with aloe vera gel leaving space to add the essential oils, jojoba, glycerin, and water.
2. Next add 10 drops of two random essential oils and three to five drops of jojoba oil.
3. Add a very tiny amount of vegetable glycerin if you air dry your hair. Either use only a teeny bit or omit completely.  

Background Information:

• Aloe Vera moisturizes the hair and keeps it soft.  It is packed with vitamin B12, vitamin C, amino acids, minerals, and salicylic acid.  It has been used for general hair health, hair growth, and also as a hair shampoo and conditioner.
• Rosemary Essential Oil stimulates hair follicles, therefore increasing hair strength, hair growth, and for dry and flaky scalps.  It has also been used as a remedy for mental fatigue.
• Lemongrass Essential Oil stimulates hair follicles and also adds a refreshing citrus fragrance to the leave-in conditioner.  It has anti-bacterial properties and is calming and soothing to the body.
• Jojoba Oil is the closest oil to skin’s sebum.  Therefore, is extremely healing and moisturizing for the hair.  It is a non-greasy oil absorbing immediately into the hair.  This will help with hair frizz and dryness.
• Vegetable Glycerin is known for being a humectant.  It is an amazing ingredient to add when air drying hair.  It is amazing for curly hair and really dry hair.  It should be used very sparingly so that it doesn’t create a sticky film.

Mudwash Recipe... borrowed from Naptural85... with a few $mutation$

i put this on here so i can look it up whenener i want using my phone but not YOUTUBE... just a lil lazy

• aloe vera juice --> 4oz = 1/2 cup
• morrocan red clay - from Vitamin Shoppe --> 3 teaspoons
• rosehips oil --> 3/4 tsp
• linden oil --> 1/4 tsp
• nettle oil --> 1/2 tsp
• any essential oil --> for the scent --> 10 drops
• cheap color applicator bottle

i use any three oils i can find in the house... so far so good... as soon as i use up my shampoo supply... this WILL be my staple "goto" hair wash blend